Denny Frecker on LinkedIn: #housingmarket #mortgagerates (2024)

Home prices continue to climb..... lock the home price in and Refi in the Future. They estimate a +10% increase in home prices again in 2024 and beyond.

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The age of the average first-time homebuyer has gone up from 33 to 36 in 2023. But what does that mean? As a real-estate agent, you can expect your potential clients to have growing families, established careers, clear goals and possible debt. Let's chat about how working with an Arvest Bank Mortgage Loan Officer like me can help potential clients achieve their home ownership goals. https://bit.ly/3sx2VYv Equal Housing Lender #Arvest #homeownership #DreamHomeKeys #RealEstate #MortgageTrends

💪 Let's dive into the best practices that will help you reach new heights in the industry. 🔑 🤝 Strengthen Bonds, Grow Business! 🏡💼 Uncover the Power of Community Engagement for Mortgage Loan Originators. 🌟Visit us at www.keystonebroker.com or connect with one of our Account Executives to share your scenarios.Kierin McAnally Barbara Ferullo Tom Regan Jason Perry Thomas Clemens John Turner Gerard (Jerry) Sanchez III Charles Doyle Tim Paret Kaleen Kennedy#MortgageMasters #CommunityConnections #OriginatorExcellence"

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Great tips! 🏡🏢

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Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your relationship with the co-borrower. Understanding the ins and outs of this arrangement is crucial before diving into joint homeownership. Here's what you need to know about co-borrowing on a mortgage.Continue reading here: https://lnkd.in/gS7efPjP#BankFirst #MortgageMonday #CommunityFirst MemberFDIC, Equal Housing Lender, NMLS-454063

You should always email your lender and get confirmation of what down payment assistance programs the lender can offer. In some instances, the Florida Housing Finance Corporation will have a list of approved lenders, but not all organizations or down payment organizations keep lists or publicize which lenders or banks are participating Too many times, buyers have called me, not realizing the down payment assistance is a program consisting of a first and second mortgage (down payment assistance) like Chenoa, ArriveHome, or Hometown. HEROES.A little homework upfront can save you time and money, and in some cases, the home 🏠 purchase.Ryan Skerritt #downpaymentassistance #firsttimehomebuyertips #firsttimehomebuyerspecialist #research #makefloridayourhome #miamirealestate #bostonrealestate #chenoa #hometownheroes

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Freddie Mac unveiled a great tool for the times: The GSE launched#DPAOne®"to help mortgage lenders quickly find and match borrowers to down payment assistance programs (DPA) nationwide." This is great for first-time home buyers and the underserved market segments that new Community Reinvestment Act (#CRA) guidelines released last week are meant to help. How do you find the people who #DPA can help? InGenius can help you with that.#actionableintelligence #growthmultiplier

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💳🏠 True or False: You can use a credit card for a down payment? (False) ❌💰It's important to clarify the misconception: using a credit card for a down payment is generally not advisable. Most mortgage lenders do not accept credit cards as a payment method for down payments. Using a credit card may lead to high-interest charges and potential financial strain.Instead, explore alternative options like saving diligently, seeking down payment assistance programs, or considering a personal loan specifically designed for down payments.Let's make informed decisions and explore the best strategies for achieving our homeownership goals! Call, text, or DM Katrina Eileen Real Estate today 425.931.3275.

When it comes to buying a house what are the pros and cons of online lenders vs. local lenders? Can portals like Zillow, Redfin, and Rocket Mortgage really serve your best interests? Can you really get lower rates from an online lender? In this article, we explore the options and the risks so that you can make an informed decision for the biggest investment of your life – buying a home: https://bit.ly/3QM7gA2.#RattiLending #LocalLender #BuyAHouse

When it comes to buying a house what are the pros and cons of online lenders vs. local lenders? Can portals like Zillow, Redfin, and Rocket Mortgage really serve your best interests? Can you really get lower rates from an online lender? In this article, we explore the options and the risks so that you can make an informed decision for the biggest investment of your life – buying a home: https://bit.ly/3QM7gA2.#RattiLending #LocalLender #BuyAHouse

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